Magnetic Refrigerators
Magnetic Refrigerators
Oak Ridge National Laboratory and General Electric have teamed up to create a revolutionary new type of refrigerator that uses magnets to create cold, also known as the magnetocaloric effect (lowering or raising the temperature of the material by changing the magnetic field).
Ultra-Efficient Heat Pumps
Ultra-Efficient Heat Pumps
The Building Technologies Office is ushering in the next generation of heat pump systems, which warm and cool your home by moving heat from one space to another. A fuel-fired, multi-function residential heat pump that can reduce primary energy consumption by 30 percent.
Clothes Dryers
Clothes Dryers
The same concept behind heat pump technologies that keep your home comfortable can also be used for another important application: drying your clothes. Oak Ridge National Laboratory and General Electric are developing a new type of clothes dryer that uses a heat pump cycle to generate hot air needed for drying.
Smarter, More Connected Homes
Smarter, More Connected Homes
We live in an increasingly connected world -- the same is true for our homes. New electronic devices and appliances can now be linked to the Internet to provide real-time data that makes it easier to understand and lower energy use.
Next-Gen Insulation
Next-Gen Insulation
Insulation is one of the most important ways to reduce your home heating and cooling costs. The Industrial Science & Technology Network is developing new foam insulation made with environmentally friendly and advanced composite materials that ensure heat doesn’t escape from the attic, walls and other areas of the home during cold winter months.
Advanced Window Controls
Advanced Window Controls
Lawrence Berkeley National Laboratory and Pella Windows are working on new highly insulated windows that use sensors and microprocessors to automatically adjust shading based on the amount of available sunlight and the time of day to ensure proper lighting and comfort, saving consumers energy and money.
Reflective Roofing Materials
Reflective Roofing Materials
Cool roofs coated with materials containing specialized pigments reflect sunlight and absorb less heat than standard roofs. Expect these types of roof systems to get even “cooler” due to new fluorescent pigments developed by Lawrence Berkeley National Laboratory and PPG Industries that can reflect nearly four times the amount of sunlight of standard pigments.

Energy-Saving Solutions

From heating and cooling to electronics and appliances, it takes a lot of energy to power our daily lives. Our homes use 37 percent more energy today than they did in 1980. But without energy efficiency -- through technology innovation and federal energy conservation standards -- this number would be a lot higher. In fact, even though our total energy use has grown, our energy use per household is down about 10 percent, despite that our homes are larger and contain more devices.

Energy Conservation Solutions

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22 May 2019

What are Best Ways to Keep Track of a Household Budget?

According to MarketWatch, about half of adults in the U.S. live paycheck-to-paycheck. These adults must carefully manage their money to ensure they have enough to cover their expenses every month. But, it’s not always easy to stay on top of...

The post What are Best Ways to Keep Track of a Household Budget? appeared first on HomeSelfe.


According to MarketWatch, about half of adults in the U.S. live paycheck-to-paycheck. These adults must carefully manage their money to ensure they have enough to cover their expenses every month. But, it’s not always easy to stay on top of...

The post What are Best Ways to Keep Track of a Household Budget? appeared first on HomeSelfe.

According to MarketWatch, about half of adults in the U.S. live paycheck-to-paycheck. These adults must carefully manage their money to ensure they have enough to cover their expenses every month. But, it’s not always easy to stay on top of your household’s budget. Are you wondering where your money is going every month? If so, here are the best ways to track your household expenses:

Download An App

There are a number of apps available for both Apple and Android devices that make it easier than ever to track and manage your household budget. One of the most popular budget management apps is Mint, which is designed with a dashboard that features a snapshot of your finances. This app shows you how much money you have in your bank accounts and how much you’re spending every month. Furthermore, it automatically categorizes your expenses so you know exactly how you are spending your money. For example, Mint may help you realize that you are spending far too much on entertainment expenses every month. Seeing this information can help you stay on top of your expenses and make better financial decisions in your everyday life.

Other apps, such as Dollarbird or HomeBudget, are ideal for people who aren’t managing their household budget alone. These apps allow multiple users to collaborate on creating and managing a household budget, so you can easily track everyone’s expenses all in one place.

Purchase Financial Software

Financial software tools such as Quicken can also simplify the process of creating and managing your household budget. These tools offer many of the same benefits as budget management apps, however Quicken also allows you to plan ahead so you can predict how much money you will have left to spend or save each month. This feature is perfect for anyone who wants to take complete control over their financial future!

Go Paperless—Or Not

It’s hard to stay on top of your bills if half of them are sent via email and the other half are sent via snail mail. You could remember to pay the bills that wind up in your inbox, but completely forget about the ones sitting in your mailbox. Make it easier on yourself by adjusting your settings so all of your bills are sent the same way. Implementing this simple strategy will allow you to stay organized so you never run into the problem of forgetting to pay a bill.

Automate Payments

Most service providers give you the option of automating your payments, which means every month they will automatically deduct the amount they are owed from your bank account. It’s not wise to automate bills that vary every month, since you should take the time to review these statements for accuracy before paying them. But, if you have fixed monthly expenses, use this feature to simplify the process of paying your bills. Once this feature has been activated, you won’t need to remember to pay these bills again.

Adjust Due Dates

Some people struggle to stay on top of their bills because each of them has a different due date. You may remember to pay the bills that are due at the beginning of the month, but then completely forget about the ones that are due later on. To prevent this problem, contact your service providers and ask them to adjust your due dates. If everything is due at the same time, you can pay all of your bills at once instead of dragging this task out all month long.

Conduct End-of-Month Reviews

The only way to improve is to identify your weaknesses, which is why conducting end-of-month reviews is so important. At the end of each month, print out your bank and credit card statements so you can review your spending. If you are using an app or software tool to manage your budget, use the information provided in these tools instead. Next, take a look at how you are spending your money each month. Is it possible to cut your spending in any category? Did you meet the goals you set for yourself at the beginning of the month? Now is the perfect time to see how you did and identify ways to improve over the next month.

keep track of a household budget

MarketWatch reported that approximately 49% of adults in the U.S. are concerned, anxious, or fearful about the state of their finances. But, there’s no need to panic every time you open bills or check your bank account balance. Follow these tips so you can ease your concerns and finally take control of your household budget!

The post What are Best Ways to Keep Track of a Household Budget? appeared first on HomeSelfe.


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